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Brown, Rio v N.E.M. Insurance Company Jamaica Limited

Case Number: 
2009HCV00008
Neutral Citation: 
[2012]JMSC Civ.27
Date of Delivery: 
02.03.2012

Insurance policy – Law of contract – What constitutes offer by insured and acceptance by insurer – Whether accord and satisfaction, release and discharge – Whether average clause applicable – Significance of term "SUBJECT TO THE TERMS AND CONDITIONS OF THE POLICY"